Joshua Gilbert


Payments Strategy and Innovation, Mobile/Alternative Payments


Josh Gilbert is a Partner in the Payments Strategy and Innovation practice and Mobile/Alternative Payments practice with First Annapolis Consulting, Inc.  His primary areas of focus include debit card issuing, enterprise payments strategy, prepaid issuing, and mobile/alternative payments strategy. Josh regularly advises clients on the development and launch of new payments products as well as strategies to optimize the performance of existing products and services. He also supports clients in areas such as partner selection and negotiation, market entry planning, business case generation, and mergers and acquisitions.

Josh’s clients include leading financial institutions, payment networks, processors, retailers, and technology providers. In recent years, Josh has advised clients on strategies leading to the launch of several noteworthy and innovative prepaid products. Additionally, he has assisted prominent financial institutions and payment networks in the development of payments strategies in the context of government regulation, emerging technologies, and changing competitive dynamics. Josh is a frequent presenter at industry and client conferences.


Payments Strategy
Debit Card Issuing
Prepaid Card Issuing
Mobile Commerce & Alternative Payments Strategy


Darden Graduate School of Business at the University of Virginia M.B.A.
University of Richmond B.S. in finance, magna cum laude

Professional Background

Joined First Annapolis in 2005
American Management Systems

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